At-A-Glance Solution Overview

Auto Loans

  • Get up to 100% financing on new cars
  • Competitive interest rates available for motorcycles and recreational vehicles (RVs)

Credit Cards*

  • Choose from a rewards card that earns bonus points on every purchase or a card to build your credit responsibly
  • Apply for your card today

Collateral Loans

  • Borrow against the value of your stocks, bonds or sizable investment portfolio
  • Access cash you need quickly and easily

Savings Secured Loans

  • Borrow against the value of your Savings Institute Bank & Trust savings account
  • Enjoy lower rates than with most options


  • Convenient line of credit serves as overdraft protection for your Savings Institute Bank & Trust checking account
  • Automatic deposits into your account occur from the line in the event of an overdraft
  • Avoid overdraft charges and the hassle of returned checks

Visit one of our convenient CT and RI bank branches to apply for any of these loans or to get more information.

*The creditor, issuer and service provider of your credit card is Elan Financial Services, pursuant to a license for Visa U.S.A. Inc.

Insti-Reserve Overdraft Protection

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